APY on $10,000
3.50%
As of Nov 8, 2026. Rates are variable.
Onpoint Community · Savings account
Onpoint Community Member Savings
$0 a year on $10,000 at today’s 3.50% APY. No monthly fee. $5 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · onpointcu.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- not stated
- Monthly fee, a year
- $0
- A year
- $0
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · onpointcu.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · onpointcu.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · onpointcu.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Interest bearing
- Online opening
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $5onpointcu.com, checked Nov 8, 2026
- APY paid on balances up to
- $1,000onpointcu.com, checked Nov 8, 2026
- Interest compounds
- monthlyonpointcu.com, checked Nov 8, 2026
Fees
- Monthly fee
- Noneonpointcu.com, checked Nov 8, 2026
- Minimum to open
- $5onpointcu.com, checked Nov 8, 2026
- Overdraft fee
- $10onpointcu.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2onpointcu.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%onpointcu.com, checked Nov 8, 2026
- Incoming domestic wire
- $8onpointcu.com, checked Nov 8, 2026
- Outgoing domestic wire
- $20onpointcu.com, checked Nov 8, 2026
- Incoming international wire
- $8onpointcu.com, checked Nov 8, 2026
- Outgoing international wire
- $40onpointcu.com, checked Nov 8, 2026
- Stop payment
- $25onpointcu.com, checked Nov 8, 2026
- Card replacement
- $5onpointcu.com, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Oregon: You live or work in any of the counties we serve (33 Oregon counties listed).
- Washington: You live, work, worship or go to school in any of the counties we serve (Clark, Skamania, Cowlitz, Lewis).
- You're a family member of a person who is eligible for OnPoint membership.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money