Onpoint Community Money Market IRA

−$100 a year on $10,000 at today’s 0.20% APY. Monthly fee not stated.

Checked Nov 8, 2026Updated Nov 8, 2026

A year on $10,000

APY on $10,000

Monthly fee

Not stated

To open

Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Against the market

How it ranks

#129of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $9,999.99: 0.20%
$10,000 to $24,999.99: 0.20%
$25,000 to $49,999.99: 0.20%
$50,000 to $99,999.99: 0.20%
$100,000 to $249,999.99: 0.20%
$250,000 and up: 0.20%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY: $0onpointcu.com, checked Nov 8, 2026

Fees

Incoming domestic wire: $8onpointcu.com, checked Nov 8, 2026
Outgoing domestic wire: $20onpointcu.com, checked Nov 8, 2026
Incoming international wire: $8onpointcu.com, checked Nov 8, 2026
Outgoing international wire: $40onpointcu.com, checked Nov 8, 2026

Who can open it

Membership: Membership required:
Oregon: You live or work in any of the counties we serve (33 Oregon counties listed).
Washington: You live, work, worship or go to school in any of the counties we serve (Clark, Skamania, Cowlitz, Lewis).
You're a family member of a person who is eligible for OnPoint membership.
onpointcu.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on onpointcu.com

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