APY on $10,000

0.00%

As of Nov 8, 2026. Rates are variable.

Onpoint Community · Savings account

OnPoint Premium Savings

$0 a year on $10,000 at today’s 0.00% APY. Monthly fee not stated.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#262of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Extended deposit insurance
  • Interest bearing
  • Online opening
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0onpointcu.com, checked Nov 8, 2026
To earn the APY
Six qualifying transactions per calendar month in an OnPoint checking account and an active OnPoint Loyalty Savings account are required to qualify for the OnPoint Premium Savings account.
  • 10-year membership eligibility is recognized on the first day of the month following the member's 10-year anniversary
onpointcu.com, checked Nov 8, 2026
APY paid on balances up to
$100,000onpointcu.com, checked Nov 8, 2026
Interest compounds
Interest will be compounded and credited as set forth on the Deposit Rate Sheet.onpointcu.com, checked Nov 8, 2026

Fees

Incoming domestic wire
$8onpointcu.com, checked Nov 8, 2026
Outgoing domestic wire
$20onpointcu.com, checked Nov 8, 2026
Incoming international wire
$8onpointcu.com, checked Nov 8, 2026
Outgoing international wire
$40onpointcu.com, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Oregon: You live or work in any of the counties we serve (33 Oregon counties listed).
  • Washington: You live, work, worship or go to school in any of the counties we serve (Clark, Skamania, Cowlitz, Lewis).
  • You're a family member of a person who is eligible for OnPoint membership.
onpointcu.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on onpointcu.com

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