Monthly fee

$0

Redwood · Savings account

Redwood Holiday Savings Account

$0 a year on $10,000. No monthly fee. $5 to open.

Checked Nov 1, 2026Updated

A year on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Automatic savings
  • Branch access
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$100redwoodcu.org, checked Nov 1, 2026
To earn the APY
Must have a balance of $100 to earn dividendsredwoodcu.org, checked Nov 1, 2026
Interest compounds
quarterlyredwoodcu.org, checked Nov 1, 2026

Fees

Monthly fee
Noneredwoodcu.org, checked Nov 1, 2026
Minimum to open
$5redwoodcu.org, checked Nov 1, 2026

Who can open it

Membership
Membership required:
  • You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
  • You are a family member of a current RCU Member.
  • You work for a designated Select Employer Group.
redwoodcu.org, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on redwoodcu.org

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