APY on $10,000
0.00%
As of Nov 8, 2026. Rates are variable.
Redwood · Money market account
Redwood Premier Money Market
$0 a year on $10,000 at today’s 0.00% APY. No monthly fee. $2,500 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · redwoodcu.org
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.00%
- Monthly fee, a year
- $0
- A year
- $0
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · redwoodcu.org
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · redwoodcu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · redwoodcu.org
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#109of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Automatic savings
- Check writing
- Interest bearing
- No minimum balance
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $2,500 and up
- 4.00%
- $10,000 and up
- 4.00%
- $25,000 and up
- 4.00%
- $50,000 and up
- 4.00%
- $100,000 and up
- 4.00%
- $150,000 and up
- 4.05%
- $250,000 and up
- 4.05%
- $500,000 and up
- 4.15%
- $1,000,000 and up
- 4.15%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $2,500redwoodcu.org, checked Nov 8, 2026
- To earn the APY
- A minimum balance of $2,500 to open and earn dividends
- An active checking account with three or more transactions per month (excluding telephone teller, fee or dividend posting transactions)
- RCU Visa w/10 transactions or $500 spend per month
- A digital deposit (ACH, mobile or ATM) of $500 per month
- $5,000 or more invested with Redwood Wealth Management
- Auto, home, or business insurance with RCUIS
- Interest compounds
- monthlyredwoodcu.org, checked Nov 8, 2026
Fees
- Monthly fee
- Noneredwoodcu.org, checked Nov 8, 2026
- Minimum to open
- $2,500redwoodcu.org, checked Nov 8, 2026
Who can open it
- Availability
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.redwoodcu.org, checked Nov 8, 2026
- Membership
- Membership required:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are a family member of a current RCU Member.
- You work for a designated Select Employer Group.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money