APY on $10,000

0.00%

As of Nov 8, 2026. Rates are variable.

Redwood · Money market account

Redwood Performance Money Market

$0 a year on $10,000 at today’s 0.00% APY. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#110of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • Automatic savings
  • Check writing
  • Interest bearing
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$100 and up
2.00%
$10,000 and up
2.00%
$25,000 and up
2.25%
$50,000 and up
2.50%
$100,000 and up
2.75%
$150,000 and up
3.00%
$250,000 and up
3.00%
$500,000 and up
3.15%
$1,000,000 and up
3.15%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$100redwoodcu.org, checked Nov 8, 2026
To earn the APY
A minimum balance of $100 to open and earn dividends
  • An active checking account with three or more transactions per month (excluding telephone teller, fee or dividend posting transactions)
  • A monthly digital deposit of $500 or more
  • An active RCU credit card
  • An active RCU loan
  • $5,000 or more invested with Redwood Wealth Management
  • Auto, home, or business insurance with RCUIS
redwoodcu.org, checked Nov 8, 2026
Interest compounds
monthlyredwoodcu.org, checked Nov 8, 2026

Fees

Monthly fee
Noneredwoodcu.org, checked Nov 8, 2026
Minimum to open
$100redwoodcu.org, checked Nov 8, 2026

Who can open it

Availability
You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.redwoodcu.org, checked Nov 8, 2026
Membership
Membership required:
  • You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
  • You are a family member of a current RCU Member.
  • You work for a designated Select Employer Group.
redwoodcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on redwoodcu.org

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