Monthly fee

$0

Texas Capital Bank · Savings account

Texas Capital Personal Savings

$0 a year on $10,000. No monthly fee. $1,000 to open.

Checked Nov 1, 2026Updated

A year on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Debit card
  • Interest bearing
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonetexascapitalbank.com, checked Nov 1, 2026
Minimum to open
$1,000texascapitalbank.com, checked Nov 1, 2026
Overdraft fee
$15texascapitalbank.com, checked Nov 1, 2026
Returned item (NSF) fee
Nonetexascapitalbank.com, checked Nov 1, 2026
Most overdraft fees in a day
3texascapitalbank.com, checked Nov 1, 2026
ATM network
over 55,000 ATMstexascapitalbank.com, checked Nov 1, 2026
ATMs in the network
55,000texascapitalbank.com, checked Nov 1, 2026
ATM fees refunded, up to
$4 a monthtexascapitalbank.com, checked Nov 1, 2026
Incoming domestic wire
Nonetexascapitalbank.com, checked Nov 1, 2026
Outgoing domestic wire
$35texascapitalbank.com, checked Nov 1, 2026
Incoming international wire
Nonetexascapitalbank.com, checked Nov 1, 2026
Outgoing international wire
$35texascapitalbank.com, checked Nov 1, 2026
Paper statements
Nonetexascapitalbank.com, checked Nov 1, 2026
Early closure fee
Nonetexascapitalbank.com, checked Nov 1, 2026
Cashier’s check
Nonetexascapitalbank.com, checked Nov 1, 2026
Stop payment
$30texascapitalbank.com, checked Nov 1, 2026
Card replacement
Nonetexascapitalbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

Visit Texas Capital

We don’t earn anything from this link.