APY on $10,000

1.00%

As of Nov 8, 2026. Rates are variable.

WaFd Bank · Savings account

WaFd Minor Savings

$100 a year on $10,000 at today’s 1.00% APY. Monthly fee not stated. $10 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Interest bearing
  • Minor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$10wafdbank.com, checked Nov 8, 2026
Interest compounds
monthlywafdbank.com, checked Nov 8, 2026

Fees

Ways to avoid the monthly fee
No Minimum Balance Service Charge Under Age 18wafdbank.com, checked Nov 8, 2026
Minimum to open
$10wafdbank.com, checked Nov 8, 2026
Overdraft fee
$30wafdbank.com, checked Nov 8, 2026
Returned item (NSF) fee
$30wafdbank.com, checked Nov 8, 2026
Overdraft transfer fee
Nonewafdbank.com, checked Nov 8, 2026
Most overdraft fees in a day
3wafdbank.com, checked Nov 8, 2026
Incoming domestic wire
$15wafdbank.com, checked Nov 8, 2026
Outgoing domestic wire
$30wafdbank.com, checked Nov 8, 2026
Incoming international wire
$15wafdbank.com, checked Nov 8, 2026
Outgoing international wire
$50wafdbank.com, checked Nov 8, 2026
Inactivity fee
Nonewafdbank.com, checked Nov 8, 2026
Cashier’s check
$8wafdbank.com, checked Nov 8, 2026
Stop payment
$30wafdbank.com, checked Nov 8, 2026
Card replacement
$5wafdbank.com, checked Nov 8, 2026

Who can open it

Availability
WaFd Bank requires a joint owner on all minor accounts. Eligible joint owners include parent, legal guardian or trusted adult.wafdbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on wafdbank.com

We don’t earn anything from this link.