16accounts we track

  • Savings6
  • Money market3
  • Checking7

Bank in Seattle, WA

WaFd Bank

FDIC-insured · certificate 28088

Savings, money market and checking, with every rate from WaFd Bank’s own pages and every rank against the accounts we track.

Checked Nov 8, 2026Updated

Best savings rate
5.00%APY · WaFd Start Savings

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
WaFd Start SavingsSavings account · $25 to open5.00%$10None
WaFd High Yield Money MarketMoney market account · $25 to open2.00%$125$10 a month
WaFd Minor SavingsSavings account · $10 to open1.00%$100Not stated
WaFd SavingsSavings account · $25 to open1.00%$15$3 a month
WaFd Money MarketMoney market account · $25 to open0.25%−$105$10 a month
WaFd Coverdell Education Savings AccountSavings accountNot stated—Not stated
WaFd Kid and Teen Savings AccountSavings account · $10 to openNot stated—$3 a month
WaFd Save at School SavingsSavings account · $5 to openNot stated—None
WaFd Indexed Money MarketMoney market account · $25,000 to openNot stated—$10 a month

Checking

Against 1043 checking accounts
WaFd Free CheckingChecking account · $25 to openNot stated#116None
WaFd Fresh Start (Bank On Certified) AccountChecking account · $25 to openNot stated#486$4 a month
WaFd Fresh Start (BankOn Certified)Checking account · $25 to openNot stated#490$4 a month
WaFd Fresh Start AccountChecking account · $25 to openNot stated#493$4 a month
WaFd Rewards CheckingChecking account · $25 to openNot stated#768$6 a month
WaFd Premium Rewards CheckingChecking account · $25 to openNot stated#814$9 a month
WaFd Interest CheckingChecking account · $25 to open2.50%#879$12 a month

Against the market

How WaFd Bank ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • WaFd Free CheckingChecking account#116 of 1043
  • WaFd High Yield Money MarketMoney market account#28 of 174
  • WaFd Fresh Start (Bank On Certified) AccountChecking account#486 of 1043
  • WaFd Fresh Start (BankOn Certified)Checking account#490 of 1043
  • WaFd Fresh Start AccountChecking account#493 of 1043
  • WaFd SavingsSavings account#137 of 270
  • WaFd Start SavingsSavings account#150 of 270
  • WaFd Rewards CheckingChecking account#768 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.