APY on $10,000
0.10%
As of Nov 8, 2026. Rates are variable.
WaFd Bank · Savings account
WaFd Start Savings
$10 a year on $10,000 at today’s 0.10% APY. No monthly fee. $25 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · wafdbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.10%
- Monthly fee, a year
- $0
- A year
- $10
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · wafdbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · wafdbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · wafdbank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#150of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Interest bearing
- No minimum balance
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $500
- 5.00%
- $10 and up
- 1.00%
- $500.01 to $1,000
- 2.50%
- $1,000 and up
- 0.10%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0wafdbank.com, checked Nov 8, 2026
- Interest compounds
- monthlywafdbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- Nonewafdbank.com, checked Nov 8, 2026
- Minimum to open
- $25wafdbank.com, checked Nov 8, 2026
- Overdraft fee
- $30wafdbank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $30wafdbank.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonewafdbank.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 3wafdbank.com, checked Nov 8, 2026
- Incoming domestic wire
- $15wafdbank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30wafdbank.com, checked Nov 8, 2026
- Incoming international wire
- $15wafdbank.com, checked Nov 8, 2026
- Outgoing international wire
- $50wafdbank.com, checked Nov 8, 2026
- Inactivity fee
- Nonewafdbank.com, checked Nov 8, 2026
- Cashier’s check
- $8wafdbank.com, checked Nov 8, 2026
- Stop payment
- $30wafdbank.com, checked Nov 8, 2026
- Card replacement
- $5wafdbank.com, checked Nov 8, 2026
Who can open it
- Where
- Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washingtonwafdbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money