Largest first, in the bank’s own words

Bank bonuses

Every bank account bonus we track, largest first, with what each one asks in the bank’s own words. Where the bank states an amount and a time, we turn it into money a month.

Checked Nov 8, 2026

Find the ones you can get

Account

What it asks

13 offers of 96 · Show all · largest first

Up to $4,000Checking
Regular CheckingCitibank
$1,000,000 deposited within 45 days, kept 45 days$500 for $30,000, $2,000 for $200,000, $4,000 for $1,000,000 in new money.
Monthly fee
$15 a month
Do it within
45 days
Ends
Jan 11, 2027
“Open a new Regular Checking account by 01/11/2027 and enroll the same day, fund new Eligible Accounts with a minimum combined total of $30,000 in Qualifying New Funds within 45 calendar days, and maintain the minimum required balance across Eligible Accounts from the 46th through the 90th day after”
Visit CitibankChecked Nov 8, 2026
$2,500Checking
Premier CheckingWells Fargo Bank
$250,000 deposited within 45 days, kept 90 days
Monthly fee
$35 a month
Do it within
45 days
Ends
Nov 9, 2026
“Upgrade to or open a Premier Checking account at a Wells Fargo branch with the bonus offer code by November 9, 2026, bring $250,000 or more in new deposits to qualifying linked accounts by day 45, and maintain at least a $250,000 balance in linked accounts through day 90 after account opening or upg”
Visit Wells Fargo BankChecked Nov 8, 2026
$650Checking
Chase Premier Plus CheckingJPMorgan Chase Bank
$15,000 deposited within 30 days, kept 90 days
Monthly fee
$25 a month
Do it within
30 days
Ends
Jan 27, 2027
New customers only
“Open a new Chase Premier Plus Checking account, which is subject to approval, make deposits totaling $15,000 or more in new money within 30 days of offer enrollment, and maintain a $15,000 balance for 90 days from offer enrollment.”
Visit JPMorgan Chase BankChecked Nov 8, 2026
$400Checking
BreakFree Checking PlusBankers Trust Company
$25 deposited within 60 days, kept 360 days
Monthly fee
Not stated
Do it within
60 days
Ends
Dec 31, 2026
New customers only
“Open a Primary Checking Account (BreakFree Checking Plus or Direct Checking Plus) in person at a branch with a minimum $25 opening deposit, then complete 25 qualifying debit transactions and 2 direct (ACH) and/or mobile deposits of at least $200 each, all posting and settling within 60 days of accou”
Visit Bankers Trust CompanyChecked Nov 8, 2026
$400Checking
Direct Checking PlusBankers Trust Company
$25 deposited within 60 days, kept 360 days
Monthly fee
Not stated
Do it within
60 days
Ends
Dec 31, 2026
New customers only
“Open a Primary Checking Account (BreakFree Checking Plus or Direct Checking Plus) in person at a branch with a minimum $25 opening deposit, then complete 25 qualifying debit transactions and 2 direct (ACH) and/or mobile deposits of at least $200 each, all posting and settling within 60 days of accou”
Visit Bankers Trust CompanyChecked Nov 8, 2026
$150Checking
Simple Checking for StudentsCambridge Savings Bank
$10 deposited within 60 days
Monthly fee
None
Do it within
60 days
Ends
Dec 31, 2026
New customers only
“Open a new Simple Checking for Students account with a minimum $10 opening deposit during the promotional period (April 23, 2026 through December 31, 2026), make at least 15 qualifying CSB Debit Mastercard purchases per month in each of the first 2 full calendar months after the account is opened an”
Visit Cambridge Savings BankChecked Nov 8, 2026
$125Checking
Clear Access BankingWells Fargo Bank
$25 deposited within 60 days
Monthly fee
$5 a month
Do it within
60 days
Ends
Jan 13, 2027
New customers only
“Use your bonus offer code when opening a new Wells Fargo consumer checking account (subject to approval) by January 13, 2027, and make 10 or more qualifying posted transactions within 60 calendar days of account opening.”
Visit Wells Fargo BankChecked Nov 8, 2026
$100Checking
Breeze SpendingMission
$5 deposited within 90 days
Monthly fee
None
Do it within
90 days
Ends
December 31, 2026 (account must be opened by this date)
New customers only
“Mention this offer and open a Breeze Spending, Easy Checking, or Smart Checking account by December 31, 2026, then have at least five eligible member-initiated transactions posted within 90 days of account opening.”
Visit MissionChecked Nov 8, 2026
$100Checking
Foundation CheckingBusey Bank
$500 deposited within 90 days, kept 90 days≈ 81.1% a year on the money kept, with no monthly fee.
Monthly fee
None
Do it within
90 days
Ends
Accounts opened by December 31, 2026
New customers onlyPromo code BASICBUSEY
“Open a Foundation Checking account with promotional code BASICBUSEY and within the first 90 days of account opening maintain a $500 average daily balance, enroll in online banking with eStatements, and activate and use the Busey Debit Mastercard for at least 20 purchases to earn a $100 cash reward.”
Visit Busey BankChecked Nov 8, 2026
$100Checking
SECU Total™ Checking & RewardsState Employees CU Of Maryland, INC
$10 deposited within 60 days
Monthly fee
None
Do it within
60 days
Ends
Dec 31, 2026
New customers onlyPromo code STUDENT100
“Current students at Maryland colleges or universities who become new SECU members and open checking between 7/15/26 and 12/31/26 must open a Share Savings and SECU Total™ Checking & Rewards account using promo code STUDENT100 and, within 60 days of opening checking, set up e-statements and enroll in”
Visit State Employees CU Of MarylandChecked Nov 8, 2026
$100Checking
Smart CheckingMission
$5 deposited within 90 days
Monthly fee
$7 a month
Do it within
90 days
Ends
Dec 31, 2026
New customers only
“Mention this offer and open an account by December 31, 2026, with at least five eligible member-initiated transactions posted to the account within 90 days of account opening.”
Visit MissionChecked Nov 8, 2026
$50Checking
Checking accountOld Second National Bank
$50 deposited within 90 days, kept 180 days
Monthly fee
Not stated
Do it within
90 days
Ends
Dec 31, 2026
New customers onlyPromo code DG2
“Provide promo code DG2, open a new personal checking account subject to approval, apply for, receive and activate a debit card tied to the account, and enroll in e-Statements within 90 calendar days of account opening.”
Visit Old Second National BankChecked Nov 8, 2026

Show all 13 bonuses

$25Checking
Totally Free CheckingMidland States Bank
$50 deposited within 90 days
Monthly fee
None
Do it within
90 days
Ends
Jan 4, 2027
Promo code BANKGIFT
“Open a qualifying consumer checking account in person or online between October 1, 2026 and January 4, 2027, providing promo code BANKGIFT at account opening, with a minimum balance of $50 to open the account and obtain the bonus.”
Visit Midland States BankChecked Nov 8, 2026

A bonus is taxable interest in the US; banks usually send a 1099-INT. End dates are the bank’s own; offers can end without notice, so the bank’s page is the final word.