Monthly fee
$5
−$60 a year for an everyday customer: fees and interest, $2,000 kept.
Wells Fargo Bank · Checking account
Wells Fargo Clear Access Banking
−$60 a year for an everyday customer. $5 a month.
- A year, everyday customer
- −$60
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · wellsfargo.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Offer
Bonus
$25 deposited within 60 days
Wells Fargo Clear Access Banking · Wells Fargo · for new customers
Ends Jan 13, 2027Meet it within 60 daysNew customers only
“Use your bonus offer code when opening a new Wells Fargo consumer checking account (subject to approval) by January 13, 2027, and make 10 or more qualifying posted transactions within 60 calendar days of account opening.”The bank’s page, checked Nov 1, 2026
Features
- Bill pay
- Card lock
- Debit card
- Early direct deposit
- Joint accounts
- Minor accounts
- Mobile check deposit
- Mobile wallet
- No minimum balance
- No overdraft fees
- Online opening
- Second chance
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5 a monthwellsfargo.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Primary account owner is 13–24 years old
- $250 or more in total qualifying electronic deposits
- A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program
- Overdraft fee
- Nonewellsfargo.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 0accountoffers.wellsfargo.com, checked Nov 1, 2026
- ATM network
- Wells Fargo ATMswellsfargo.com, checked Nov 1, 2026
- ATMs in the network
- 10,000wellsfargo.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $3wellsfargo.com, checked Nov 1, 2026
- International ATM fee
- $5wellsfargo.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 3%wellsfargo.com, checked Nov 1, 2026
- Cashier’s check
- $10wellsfargo.com, checked Nov 1, 2026
- Stop payment
- $30wellsfargo.com, checked Nov 1, 2026
Who can open it
- Minimum age
- 17wellsfargo.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees