Monthly fee

$8

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Heritage Bank · Checking account

Heritage Base Checking

$0 a year for an everyday customer. $8 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#341of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Budgeting tools
  • Check writing
  • Debit card
  • Free external transfers
  • Mobile check deposit
  • Mobile wallet
  • Savings round ups
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$8 a monthheritagebanknw.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Maintain a $300 minimum daily balance in the account to avoid the monthly maintenance feeheritagebanknw.com, checked Nov 8, 2026
Minimum to open
$100heritagebanknw.com, checked Nov 8, 2026
ATM network
Heritage or MoneyPass ATMsheritagebanknw.com, checked Nov 8, 2026
Paper statements
$3 a monthheritagebanknw.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on heritagebanknw.com

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