HSBC Bank USA

FDIC-insured · certificate 57890

Savings, checking and CDs, with every rate from HSBC Bank USA’s own pages and every rank against the accounts we track.

Checked Nov 8, 2026Updated Nov 8, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

HSBC Premier SavingsSavings account0.15%$1Not stated

HSBC personal savings accountSavings accountNot stated—Not stated

Against 1043 checking accounts

HSBC personal checking accountChecking accountNot stated#584Not stated

HSBC Premier checkingChecking accountNot stated#1043$50 a month

$1,000 to open

6 months4.10%#131 of 143

9 months4.20%—

1 year4.30%#156 of 176

2 years · HSBC Bank USA’s best4.35%#124 of 134

A dash: a term we don’t rank. Also at HSBC Bank USA: Online Certificate of Deposit (CD), up to 4.25%. All HSBC Bank USA CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.