Monthly fee
$50
−$600 a year for an everyday customer: fees and interest, $2,000 kept.
HSBC Bank USA · Checking account
HSBC Premier checking
−$600 a year for an everyday customer. $50 a month.
- A year, everyday customer
- −$600
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · us.hsbc.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Offer
Bonus
With a current customer’s referral
HSBC Share the Experience
Open a qualifying HSBC Premier checking account and complete qualifying activities; one-time bonus of up to $2,500.
Against the market
How it ranks
#1043of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Branch access
- Instant external transfers
- Joint accounts
- Live chat
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $50 a monthus.hsbc.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $100,000 total relationship balance
- $5,000 monthly direct deposits
- HSBC U.S. mortgage
- Private Bank status
Who can open it
- Availability
- Located in one of these countries (subject to change)us.hsbc.com, checked Nov 8, 2026
- Minimum age
- 18us.hsbc.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 3 items counted at typical fees