APY on $10,000

0.01%

As of Nov 1, 2026. Rates are variable.

HSBC Bank USA · Savings account

HSBC Premier Savings

$1 a year on $10,000 at today’s 0.01% APY. Monthly fee not stated.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#227of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Bill pay
  • Branch access
  • Interest bearing
  • Joint accounts
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $25,000
0.01%
$25,000 to $100,000
0.10%
$100,000 and up
0.15%
$250,000 and up
0.15%

The bank’s rates · as of Nov 1, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0us.hsbc.com, checked Nov 1, 2026

Who can open it

Minimum age
18us.hsbc.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

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