APY on $10,000
0.05%
- 0.05% for the first 3 months
- Then 0.05% APY
HSBC Bank USA · Savings account
HSBC Premier Relationship Savings
Promotional rate · lasts 3 months$5 a year on $10,000 at today’s 0.05% APY. Monthly fee not stated.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · us.hsbc.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.05%
- Monthly fee, a year
- not stated
- A year
- $5
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · us.hsbc.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Not stated
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#199of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Interest bearing
- Joint accounts
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $25,000
- 0.01%
- $25,000 to $100,000
- 0.10%
- $100,000 and up
- 0.15%
- $250,000 and up
- 0.15%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $1us.hsbc.com, checked Nov 8, 2026
- To earn the APY
- Spend a total of $500 or more in purchases or payments using your HSBC debit cards.
- Pay a total of $500 or more from your linked HSBC Premier checking account to your HSBC credit cards.
- Receive a total of $5,000 or more in qualifying direct deposits from a third party to your linked HSBC Premier checking account.
- You can also qualify by holding a U.S. mortgage serviced by HSBC
- or maintain HSBC Premier Elite status.
- APY when those aren’t met
- 0.05%us.hsbc.com, checked Nov 8, 2026
- Promotional rate lasts
- 3 monthsus.hsbc.com, checked Nov 8, 2026
- APY after the promotion
- 0.05%us.hsbc.com, checked Nov 8, 2026
Who can open it
- Minimum age
- 18us.hsbc.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money