11accounts we track

  • Savings2
  • Money market1
  • Checking5
  • CDs3

Bank in Lincoln, NE

Union Bank and Trust Company

FDIC-insured · certificate 13421

Savings, money market, checking and CDs, with every rate from Union Bank and Trust Company’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best savings rate
2.83%APY · Union Bank and Value Edge Money Market
Best CD rate
3.90%APY for 15 months

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Union Bank and Value Edge Money MarketMoney market account · $1,000 to open2.83%$4Not stated
Union Bank and Simply SavingsSavings account0.30%$30$3 a month
Union Bank and Simply Savings StudentSavings account0.30%$30None

Checking

Against 1043 checking accounts
Union Bank and Simply Free CheckingChecking account · no minimum to openNot stated#230None
Union Bank and Simply Free PlusChecking account · $1,000 to open2.89%#512Not stated
Union Bank and Simply BasicChecking accountNot stated#548$5 a month
Union Bank and Simply Free PlatinumChecking account0.40%—Not stated
Union Bank and Simply Free StudentChecking accountNot stated—Not stated

Access CD, by term

$10,000 to open
10 months3.85%—
15 months · Union Bank and Trust Company’s best3.90%—

A dash: a term we don’t rank. Also at Union Bank and Trust Company: Certificate of Deposit (CD), up to 3.90%. All Union Bank and Trust Company CDs

Against the market

How Union Bank and Trust Company ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Union Bank and Simply Free CheckingChecking account#230 of 1043
  • Union Bank and Simply SavingsSavings account#98 of 270
  • Union Bank and Simply Free PlusChecking account#512 of 1043
  • Union Bank and Value Edge Money MarketMoney market account#86 of 174
  • Union Bank and Simply BasicChecking account#548 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.