APY on $10,000

0.30%

As of Nov 1, 2026. Rates are variable.

Union Bank and Trust Company · Savings account

Union Bank and Simply Savings Student

$30 a year on $10,000 at today’s 0.30% APY. No monthly fee.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0.01ubt.com, checked Nov 1, 2026
Interest compounds
monthlyubt.com, checked Nov 1, 2026

Fees

Monthly fee
Noneubt.com, checked Nov 1, 2026
Withdrawals a month
6ubt.com, checked Nov 1, 2026
Fee for each withdrawal over the limit
$5ubt.com, checked Nov 1, 2026

Who can open it

Availability
An account specially designed for those 25 and under.ubt.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on ubt.com

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