APY on $10,000

0.30%

As of Nov 8, 2026. Rates are variable.

Union Bank and Trust Company · Savings account

Union Bank and Simply Savings

$30 a year on $10,000 at today’s 0.30% APY. $3 a month.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#98of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • Savings round ups

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0.01ubt.com, checked Nov 8, 2026
Interest compounds
monthlyubt.com, checked Nov 8, 2026

Fees

Monthly fee
$3 a monthubt.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Fee waived by maintaining $100 average balanceubt.com, checked Nov 8, 2026
Withdrawals a month
6ubt.com, checked Nov 8, 2026
Fee for each withdrawal over the limit
$5ubt.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

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