APY
0.40%
As of Nov 1, 2026. Rates are variable.
Union Bank and Trust Company · Checking account
Union Bank and Simply Free Platinum
−$58 a year for an everyday customer. Monthly fee not stated.
- A year, everyday customer
- −$58
- APY
- Receipt · APYChecked Nov 1, 2026
Issuer's page · ubt.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Not stated
Features
- Debit card
- Free checks
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $100 to $4,999.99
- 0.10%
- $5,000 to $9,999.99
- 0.26%
- $10,000 to $24,999.99
- 0.36%
- $25,000 and up
- 0.40%
The bank’s rates · as of Nov 1, 2026
In the bank’s words
Terms
Rate conditions
Who can open it
- Minimum age
- 50ubt.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees