Monthly fee

$4

−$48 a year for an everyday customer: fees and interest, $2,000 kept.

WaFd Bank · Checking account

WaFd Fresh Start Account

−$48 a year for an everyday customer. $4 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$48
Monthly fee
To open

Against the market

How it ranks

#493of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Debit card
  • No minimum balance
  • No overdraft fees
  • Second chance

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$4 a monthwafdbank.com, checked Nov 8, 2026
Minimum to open
$25wafdbank.com, checked Nov 8, 2026
Overdraft fee
Nonewafdbank.com, checked Nov 8, 2026
Returned item (NSF) fee
Nonewafdbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on wafdbank.com

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