Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
America First · Checking account
America First Classic Checking
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · americafirst.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#448of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Budgeting tools
- Check writing
- Custom card design
- Debit card
- Mobile wallet
- No minimum balance
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- monthlyamericafirst.com, checked Nov 8, 2026
Fees
- Monthly fee
- Noneamericafirst.com, checked Nov 8, 2026
- Overdraft fee
- $25americafirst.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $1.50americafirst.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%americafirst.com, checked Nov 8, 2026
- Outgoing domestic wire
- $15americafirst.com, checked Nov 8, 2026
- Outgoing international wire
- $30americafirst.com, checked Nov 8, 2026
- Cashier’s check
- $2americafirst.com, checked Nov 8, 2026
- Stop payment
- $15americafirst.com, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Active and retired U.S. military and veterans with valid military ID.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees