Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Apple Bank · Checking account
Apple Bank SmartStart Banking
$0 a year for an everyday customer. No monthly fee. $100 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · applebank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · applebank.com
The source states this figure; we have no exact sentence on file yet.
Features
- ATM fee rebates
- Automatic savings
- Bill pay
- Branch access
- Budgeting tools
- Card lock
- Contactless card
- Debit card
- Joint accounts
- Minor accounts
- Mobile check deposit
- Mobile wallet
- No foreign transaction fee
- No minimum balance
- Online opening
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Noneapplebank.com, checked Nov 1, 2026
- Minimum to open
- $100applebank.com, checked Nov 1, 2026
- ATM network
- non-Apple Bank ATMsapplebank.com, checked Nov 1, 2026
- Out-of-network ATM fee
- Noneapplebank.com, checked Nov 1, 2026
- International ATM fee
- Noneapplebank.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- Noneapplebank.com, checked Nov 1, 2026
Who can open it
- Where
- New Jersey, New York, Floridaapplebank.com, checked Nov 1, 2026
- Minimum age
- 13applebank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees