APY on $10,000
4.00%
As of Nov 1, 2026. Rates are variable.
Apple Bank · Savings account
Apple My Reserve Savings Account
Promotional rate$400 a year on $10,000 at today’s 4.00% APY. No monthly fee. $1,000 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer's page · applebank.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 4.00%
- Monthly fee, a year
- $0
- A year
- $400
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer's page · applebank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · applebank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · applebank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#16of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- ATM fee rebates
- Debit card
- Interest bearing
- Mobile check deposit
- No foreign transaction fee
- No minimum balance
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $1applebank.com, checked Nov 1, 2026
- To earn the APY
- You must maintain a minimum daily balance of $1.00 in your account each day to earn the stated APY.applebank.com, checked Nov 1, 2026
- APY paid on balances up to
- $1,000,000applebank.com, checked Nov 1, 2026
Fees
- Monthly fee
- Noneapplebank.com, checked Nov 1, 2026
- Minimum to open
- $1,000applebank.com, checked Nov 1, 2026
- ATM network
- non-Apple Bank ATMsapplebank.com, checked Nov 1, 2026
- Out-of-network ATM fee
- Noneapplebank.com, checked Nov 1, 2026
- International ATM fee
- Noneapplebank.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- Noneapplebank.com, checked Nov 1, 2026
Who can open it
- Where
- New York, New Jersey, Floridaapplebank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money