APY on $10,000

3.03%

As of Nov 8, 2026. Rates are variable.

Apple Bank · Money market account

Apple Choice Money Market Account

$303 a year on $10,000 at today’s 3.03% APY. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#7of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • ATM fee rebates
  • Automatic savings
  • Bill pay
  • Branch access
  • Card lock
  • Check writing
  • Contactless card
  • Debit card
  • Interest bearing
  • Joint accounts
  • Mobile check deposit
  • Mobile wallet
  • No foreign transaction fee
  • No minimum balance
  • Spending alerts
  • Support 24/7
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

Any balance
3.03%
$2,500 to $50,000
3.03%
$50,000 and up
3.03%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$2,500applebank.com, checked Nov 8, 2026
To earn the APY
Elite tier: meet the requirements of the Premier tier and also meet all of the following criteria
  • maintain a $2,500 minimum daily balance in your Choice Money Market accounts on the evaluation date
  • make any combination of five Qualifying Credit and/or Debit Transactions per month from your Choice Checking account
applebank.com, checked Nov 8, 2026
APY when those aren’t met
3.03%applebank.com, checked Nov 8, 2026

Fees

Monthly fee
Noneapplebank.com, checked Nov 8, 2026
Minimum to open
$100applebank.com, checked Nov 8, 2026
Out-of-network ATM fee
Noneapplebank.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
Noneapplebank.com, checked Nov 8, 2026

Who can open it

Where
Near its branchesapplebank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on applebank.com

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