APY on $10,000
2.87%
As of Nov 1, 2026. Rates are variable.
Apple Bank · Savings account
Apple Bank SmartStart Savings
$287 a year on $10,000 at today’s 2.87% APY. No monthly fee. $1 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer's page · applebank.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 2.87%
- Monthly fee, a year
- $0
- A year
- $287
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer's page · applebank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · applebank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · applebank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- ATM fee rebates
- Automatic savings
- Branch access
- Budgeting tools
- Card lock
- Debit card
- Debit rewards
- Interest bearing
- Joint accounts
- Minor accounts
- Mobile check deposit
- Mobile wallet
- No foreign transaction fee
- No minimum balance
- Online opening
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- Any balance
- 5.00%
- $1.01 to $10,000
- 5.00%
- $10,000 and up
- 2.87%
The bank’s rates · as of Nov 1, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $1.01applebank.com, checked Nov 1, 2026
- To earn the APY
- Minimum daily balance to earn interest is $1.01.applebank.com, checked Nov 1, 2026
- APY paid on balances up to
- $10,000applebank.com, checked Nov 1, 2026
- Interest compounds
- daily (365/365 computation factor)applebank.com, checked Nov 1, 2026
Fees
- Monthly fee
- Noneapplebank.com, checked Nov 1, 2026
- Minimum to open
- $1applebank.com, checked Nov 1, 2026
- ATM network
- non-Apple Bank ATMsapplebank.com, checked Nov 1, 2026
- Out-of-network ATM fee
- Noneapplebank.com, checked Nov 1, 2026
- International ATM fee
- Noneapplebank.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- Noneapplebank.com, checked Nov 1, 2026
Who can open it
- Where
- New York, New Jersey, Floridaapplebank.com, checked Nov 1, 2026
- Minimum age
- 6applebank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money