APY

2.00%

As of Nov 8, 2026. Rates are variable.

Apple Bank · Checking account

Apple Choice Checking Account

$0 a year for an everyday customer. $10 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
APY
Monthly fee
To open

Against the market

How it ranks

#273of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Branch access
  • Budgeting tools
  • Card lock
  • Cash deposit ATM
  • Contactless card
  • Debit card
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet
  • No foreign transaction fee
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$2,500applebank.com, checked Nov 8, 2026
To earn the APY
Maintain a minimum daily balance of $2,500.00 in your account each day to earn the stated APYapplebank.com, checked Nov 8, 2026

Fees

Monthly fee
$10 a monthapplebank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain a $2,500 minimum daily balance in your Choice Checking Account
  • enroll in Paperless Statements
  • receive one Qualifying ACH Deposit per month
applebank.com, checked Nov 8, 2026
Minimum to open
$100applebank.com, checked Nov 8, 2026
Out-of-network ATM fee
Noneapplebank.com, checked Nov 8, 2026
International ATM fee
Noneapplebank.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
Noneapplebank.com, checked Nov 8, 2026

Who can open it

Where
Near its branchesapplebank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on applebank.com

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