Monthly fee
$5
−$60 a year for an everyday customer: fees and interest, $2,000 kept.
Citibank · Checking account
Citibank Citi Access Checking
−$60 a year for an everyday customer. $5 a month.
- A year, everyday customer
- −$60
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · citi.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#759of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Card lock
- Cash deposit ATM
- Debit card
- Mobile check deposit
- Mobile wallet
- No overdraft fees
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5 a monthciti.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- at least $250 in Direct Deposits or other qualifying transactions in a calendar month
- if you or another account owner are 23 or younger
- Relationship Tier 1
- Overdraft fee
- Noneciti.com, checked Nov 8, 2026
- ATMs in the network
- 65,000citi.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50citi.com, checked Nov 8, 2026
Who can open it
- Minimum age
- 18citi.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 3 items counted at typical fees