Monthly fee
$15
−$180 a year for an everyday customer: fees and interest, $2,000 kept.
Citibank · Checking account
Citibank Citi Regular Checking
−$180 a year for an everyday customer. $15 a month.
- A year, everyday customer
- −$180
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · citi.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#939of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Check writing
- No overdraft fees
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $15 a monthciti.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- receive at least $250 in Direct Deposits or other qualifying transactions in a calendar month
- If you are in a Relationship Tier
- Overdraft fee
- Noneciti.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonebanking.citi.com, checked Nov 8, 2026
- ATM network
- Citi fee-free ATMs, plus select Target, CVS, Walgreens and other neighborhood storesbanking.citi.com, checked Nov 8, 2026
- ATMs in the network
- 65,000banking.citi.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50citi.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees