APY

0.50%

As of Nov 1, 2026. Rates are variable.

FirstBank · Checking account

FirstBank Interest Checking

$8 a year for an everyday customer. $8 a month. $1,000 to open.

Checked Nov 1, 2026Updated

A year, everyday customer
$8
APY
Monthly fee
To open

Features

  • Bill pay
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Minor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $999.99
0.00%
$1,000 to $9,999.99
0.41%
$10,000 to $24,999.99
0.41%
$25,000 to $49,999.99
0.45%
$50,000 and up
0.50%

The bank’s rates · as of Nov 1, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1,000firstbankonline.com, checked Nov 1, 2026
To earn the APY
To obtain the annual percentage yield disclosed you must maintain a minimum balance of $1,000.00 in the account each day.firstbankonline.com, checked Nov 1, 2026

Fees

Monthly fee
$8 a monthfirstbankonline.com, checked Nov 1, 2026
Ways to avoid the monthly fee
No monthly fees unless your minimum balance falls below $1,000. If below $1,000 then $8.firstbankonline.com, checked Nov 1, 2026
Minimum to open
$1,000firstbankonline.com, checked Nov 1, 2026

Who can open it

Minimum age
18firstbankonline.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

Visit FirstBank

We don’t earn anything from this link.