Monthly fee
$3
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Kearny Bank · Checking account
Kearny High Yield Checking
$0 a year for an everyday customer. $3 a month. $100 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · kearnybank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · kearnybank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#320of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Debit card
- Interest bearing
- Mobile check deposit
- Mobile wallet
- Overdraft protection transfer
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- Just make 10 monthly point-of-sale purchases that post and clear
- receive monthly eStatements
- have at least one monthly direct deposit or automatic payment post and clear your account
Fees
- Monthly fee
- $3 a monthkearnybank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- The monthly maintenance fee will be waived if you enroll in eStatements.kearnybank.com, checked Nov 8, 2026
- Minimum to open
- $100kearnybank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $36kearnybank.com, checked Nov 8, 2026
- ATM network
- MoneyPasskearnybank.com, checked Nov 8, 2026
- ATMs in the network
- 40,000kearnybank.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $25 a monthkearnybank.com, checked Nov 8, 2026
Who can open it
- Where
- New Jersey, New Yorkkearnybank.com, checked Nov 8, 2026
- Minimum age
- 18kearnybank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees