Monthly fee
$3
−$36 a year for an everyday customer: fees and interest, $2,000 kept.
Kearny Bank · Checking account
Kearny Rewards Checking
−$36 a year for an everyday customer. $3 a month. $1,000 to open.
- A year, everyday customer
- −$36
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · kearnybank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · kearnybank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#470of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Debit card
- Debit rewards
- Mobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- Receive monthly eStatements instead of paper to receive one (1%) cash back up to $10 and ATM Fee reimbursement up to $10kearnybank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $3 a monthkearnybank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- The monthly service fee will be waived for any statement cycle in which you maintain a minimum balance of $10,000 in your Rewards Checking account. The minimum balance is calculated as the lowest balance of the account during the statement cycle.kearnybank.com, checked Nov 8, 2026
- Minimum to open
- $1,000kearnybank.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $10 a monthkearnybank.com, checked Nov 8, 2026
Who can open it
- Where
- New Jersey, New Yorkkearnybank.com, checked Nov 8, 2026
- Minimum age
- 18kearnybank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money