Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Kearny Bank · Checking account

Kearny Senior Checking

$0 a year for an everyday customer. No monthly fee. $100 to open.

Checked Nov 1, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Features

  • Bill pay
  • Debit card
  • Free checks
  • Mobile check deposit
  • Mobile wallet
  • Overdraft grace period
  • Overdraft protection transfer
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonekearnybank.com, checked Nov 1, 2026
Minimum to open
$100kearnybank.com, checked Nov 1, 2026
Overdraft fee
$7kearnybank.com, checked Nov 1, 2026
Returned item (NSF) fee
$36kearnybank.com, checked Nov 1, 2026
ATM network
MoneyPasskearnybank.com, checked Nov 1, 2026
ATMs in the network
40,000kearnybank.com, checked Nov 1, 2026
ATM fees refunded, up to
Nonekearnybank.com, checked Nov 1, 2026
Paper statements
Nonekearnybank.com, checked Nov 1, 2026

Who can open it

Where
New Jersey, New Yorkkearnybank.com, checked Nov 1, 2026
Minimum age
60kearnybank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on kearnybank.com

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