Monthly fee
$3
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Kearny Bank · Checking account
Kearny Simple Checking
$0 a year for an everyday customer. $3 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · kearnybank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · kearnybank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#98of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Debit card
- Mobile check deposit
- Mobile wallet
- Overdraft grace period
- Overdraft protection transfer
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $3 a monthkearnybank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- The maintenance fee will be waived if you enroll in eStatements.kearnybank.com, checked Nov 8, 2026
- Minimum to open
- $25kearnybank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $36kearnybank.com, checked Nov 8, 2026
- ATM network
- MoneyPasskearnybank.com, checked Nov 8, 2026
- ATMs in the network
- 40,000kearnybank.com, checked Nov 8, 2026
- ATM fees refunded, up to
- Nonekearnybank.com, checked Nov 8, 2026
Who can open it
- Where
- New Jersey, New Yorkkearnybank.com, checked Nov 8, 2026
- Minimum age
- 18kearnybank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money