Monthly fee
$9
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Lake City Bank · Checking account
Lake City Basic Checking
$0 a year for an everyday customer. $9 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#321of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Check writing
- Debit card
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $9 a monthlakecitybank.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $1,500 minimum balance
- 15 debit cards purchases
- 1 direct deposit
- 1 SurePay loan payment
- or younger than 21
- Minimum to open
- $25lakecitybank.com, checked Nov 1, 2026
- ATM network
- Cirrus/Starlakecitybank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees