Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Lake City Bank · Checking account
Lake City StartSmart
$0 a year for an everyday customer. No monthly fee. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · lakecitybank.com
The source states this figure; we have no exact sentence on file yet.
Features
- Automatic savings
- Branch access
- Budgeting tools
- Debit card
- Minor accounts
- Mobile wallet
- No overdraft fees
- Online opening
- Savings round ups
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonelakecitybank.com, checked Nov 1, 2026
- Minimum to open
- $25lakecitybank.com, checked Nov 1, 2026
- Overdraft fee
- Nonelakecitybank.com, checked Nov 1, 2026
- Returned item (NSF) fee
- Nonelakecitybank.com, checked Nov 1, 2026
- ATM network
- Cirrus/Starlakecitybank.com, checked Nov 1, 2026
- ATM fees refunded, up to
- $25 a monthlakecitybank.com, checked Nov 1, 2026
Who can open it
- Minimum age
- 14lakecitybank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees