Monthly fee
$10
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Midland States Bank · Checking account
Midland States High Yield Checking
$0 a year for an everyday customer. $10 a month. $50 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · midlandsb.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · midlandsb.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#223of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Card lock
- Contactless card
- Debit card
- Free checks
- Interest bearing
- Joint accounts
- Online opening
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0.01midlandsb.com, checked Nov 8, 2026
- To earn the APY
- maintain a daily balance of at least $1,500midlandsb.com, checked Nov 8, 2026
Fees
- Monthly fee
- $10 a monthmidlandsb.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- maintain a daily balance of at least $1,500midlandsb.com, checked Nov 8, 2026
- Minimum to open
- $50midlandsb.com, checked Nov 8, 2026
- ATM network
- 55,000+ Fee-Free ATMsmidlandsb.com, checked Nov 8, 2026
- ATMs in the network
- 55,000midlandsb.com, checked Nov 8, 2026
Who can open it
- Minimum age
- 18midlandsb.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees