APY
0.05%
As of Nov 8, 2026. Rates are variable.
Needham Bank · Checking account
Needham Flex Checking – 18/65 fees (under age 19 or age 65 and older, Massachusetts)
−$59 a year for an everyday customer. Monthly fee not stated.
- A year, everyday customer
- −$59
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · needhambank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Not stated
Against the market
How it ranks
#508of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Check writing
- Debit card
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Overdraft fee
- $5needhambank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $5needhambank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25needhambank.com, checked Nov 8, 2026
- Incoming international wire
- $15needhambank.com, checked Nov 8, 2026
- Outgoing international wire
- $40needhambank.com, checked Nov 8, 2026
- Cashier’s check
- $5needhambank.com, checked Nov 8, 2026
- Stop payment
- $5needhambank.com, checked Nov 8, 2026
- Card replacement
- $5needhambank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees