Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Needham Bank · Checking account
Needham Non-Interest DDA Account
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · needhambank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#408of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Debit card
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Noneneedhambank.com, checked Nov 8, 2026
- Overdraft fee
- $25needhambank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $25needhambank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25needhambank.com, checked Nov 8, 2026
- Incoming international wire
- $15needhambank.com, checked Nov 8, 2026
- Outgoing international wire
- $40needhambank.com, checked Nov 8, 2026
- Cashier’s check
- $5needhambank.com, checked Nov 8, 2026
- Stop payment
- $25needhambank.com, checked Nov 8, 2026
- Card replacement
- $5needhambank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees