Monthly fee
$5
$0 a year for an everyday customer: fees and interest, $2,000 kept.
PlainsCapital Bank · Checking account
PlainsCapital BasicAccess
$0 a year for an everyday customer. $5 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · plainscapital.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · plainscapital.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#175of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Card lock
- Cash deposit ATM
- Debit card
- Mobile check deposit
- Mobile wallet
- No minimum balance
- No overdraft fees
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5 a monthplainscapital.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- No monthly service fee for ages 25 and under
- avoid fee by switching to eStatements through online banking
- Minimum to open
- $25plainscapital.com, checked Nov 8, 2026
- Overdraft fee
- Noneplainscapital.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Noneplainscapital.com, checked Nov 8, 2026
- ATM network
- PlainsCapital and Allpointplainscapital.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2plainscapital.com, checked Nov 8, 2026
- Paper statements
- $2 a monthplainscapital.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees