APY on $10,000
1.71%
As of Nov 8, 2026. Rates are variable.
PlainsCapital Bank · Money market account
PlainsCapital Money market account
$171 a year on $10,000 at today’s 1.71% APY. $10 a month. $2,500 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · plainscapital.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 1.71%
- Monthly fee, a year
- $120
- A year
- $171
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · plainscapital.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · plainscapital.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · plainscapital.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#23of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Automatic savings
- Branch access
- Check writing
- Debit card
- Interest bearing
- Joint accounts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $2,500 to $4,999
- 1.66%
- $5,000 to $24,999
- 1.71%
- $25,000 to $99,999
- 1.81%
- $100,000 to $499,999
- 1.92%
- $500,000 to $999,999
- 2.22%
- $1,000,000 to $1,999,999
- 2.38%
- $2,000,000 to $4,999,999
- 2.43%
- $5,000,000 to $7,499,999
- 2.78%
- $7,500,000 and up
- 3.18%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $2,500plainscapital.com, checked Nov 8, 2026
- To earn the APY
- $2,500 Daily Minimum Balance to obtain annual percentage yieldplainscapital.com, checked Nov 8, 2026
Fees
- Monthly fee
- $10 a monthplainscapital.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- $2,500 min. daily balance required to earn interest and avoid $10 monthly service feeplainscapital.com, checked Nov 8, 2026
- Minimum to open
- $2,500plainscapital.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 3plainscapital.com, checked Nov 8, 2026
- Withdrawals a month
- 6plainscapital.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $10plainscapital.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money