APY
0.40%
As of Nov 8, 2026. Rates are variable.
PlainsCapital Bank · Checking account
PlainsCapital PremierAccess
−$180 a year for an everyday customer. $15 a month. $100 to open.
- A year, everyday customer
- −$180
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · plainscapital.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · plainscapital.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · plainscapital.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#914of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Card lock
- Check writing
- Debit card
- Free checks
- Interest bearing
- Mobile check deposit
- Mobile wallet
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $5,000 to $24,999
- 0.25%
- $25,000 to $99,999
- 0.30%
- $100,000 to $499,999
- 0.35%
- $500,000 and up
- 0.40%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $5,000plainscapital.com, checked Nov 8, 2026
- To earn the APY
- A minimum daily balance of $5,000 is required to earn interestplainscapital.com, checked Nov 8, 2026
Fees
- Monthly fee
- $15 a monthplainscapital.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- A minimum daily balance of $10,000
- a combined loan and deposit balance of $25,000 per statement cycle – accounts must have the same primary owner
- Minimum to open
- $100plainscapital.com, checked Nov 8, 2026
- ATM network
- PlainsCapital and Allpointplainscapital.com, checked Nov 8, 2026
- Incoming domestic wire
- Noneplainscapital.com, checked Nov 8, 2026
- Paper statements
- Noneplainscapital.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees