PlainsCapital Bank

FDIC-insured · certificate 17491

Savings, money market, checking and CDs, with every rate from PlainsCapital Bank’s own pages and every rank against the accounts we track.

Checked Nov 8, 2026Updated Nov 8, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

PlainsCapital Money market accountMoney market account · $2,500 to open3.18%$171$10 a month

PlainsCapital Savings accountSavings account · $100 to openNot stated—Not stated

PlainsCapital Youth Savings ProgramSavings account · $1 to openNot stated—None

Against 1043 checking accounts

PlainsCapital BasicAccessChecking account · $25 to openNot stated#175$5 a month

PlainsCapital Protect & ServeChecking account · $100 to openNot stated#214None

PlainsCapital Bank at Work AccessChecking account · $1 to openNot stated#235$5 a month

PlainsCapital Protect and Serve Checking AccountChecking account · $100 to openNot stated#257None

PlainsCapital Checking accountChecking accountNot stated#668Not stated

PlainsCapital TotalAccessChecking account · $100 to openNot stated#853$10 a month

PlainsCapital PremierAccessChecking account · $100 to open0.40%#914$15 a month

PlainsCapital LegacyAccessChecking account · $100 to openNot stated—$5 a month

PlainsCapital Youth Debit AccountChecking account · $25 to openNot stated—None

$1,000 to open

1 months2.02%—

2 months2.78%—

3 months3.19%—

6 months · PlainsCapital Bank’s best3.33%#78 of 143

1 year3.19%#105 of 176

2 years3.03%#69 of 134

3 years2.98%#46 of 98

4 years2.88%—

5 years2.83%#47 of 98

A dash: a term we don’t rank. All PlainsCapital Bank CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.