Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

PlainsCapital Bank · Checking account

PlainsCapital Protect & Serve

$0 a year for an everyday customer. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#214of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Card lock
  • Mobile check deposit
  • Mobile wallet
  • No minimum balance
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Noneplainscapital.com, checked Nov 8, 2026
Minimum to open
$100plainscapital.com, checked Nov 8, 2026
ATM network
PlainsCapital and Allpointplainscapital.com, checked Nov 8, 2026
Out-of-network ATM fee
$2plainscapital.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on plainscapital.com

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