Monthly fee
$5
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Prosperity Bank · Checking account
Prosperity Teen Checking
$0 a year for an everyday customer. $5 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · prosperitybankusa.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · prosperitybankusa.com
The source states this figure; we have no exact sentence on file yet.
Features
- Debit card
- Joint accounts
- Mobile check deposit
- Mobile wallet
- No minimum balance
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5 a monthprosperitybankusa.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Avoid a $5 service charge by enrolling in eStatementsprosperitybankusa.com, checked Nov 1, 2026
- Minimum to open
- $25prosperitybankusa.com, checked Nov 1, 2026
Who can open it
- Where
- Texas, Oklahomaprosperitybankusa.com, checked Nov 1, 2026
- Minimum age
- 13prosperitybankusa.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees