Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Redwood · Checking account
Redwood Direct Access Checking
$0 a year for an everyday customer. No monthly fee. $5 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · redwoodcu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · redwoodcu.org
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#430of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Automatic savings
- Contactless card
- Debit card
- Early direct deposit
- No minimum balance
- No overdraft fees
- Savings round ups
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Noneredwoodcu.org, checked Nov 8, 2026
- Minimum to open
- $5redwoodcu.org, checked Nov 8, 2026
- Overdraft fee
- Noneredwoodcu.org, checked Nov 8, 2026
- ATM network
- RCU ATMs and Co-op ATMsredwoodcu.org, checked Nov 8, 2026
Who can open it
- Availability
- You can open a Direct Access account over the phone or in-person at an RCU branch.redwoodcu.org, checked Nov 8, 2026
- Membership
- Membership required:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are a family member of a current RCU Member.
- You work for a designated Select Employer Group.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees