Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Redwood · Checking account

Redwood Free Checking

$0 a year for an everyday customer. No monthly fee. $5 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#306of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Automatic savings
  • Bill pay
  • Debit card
  • Early direct deposit
  • No minimum balance
  • Online opening
  • Overdraft protection transfer
  • Savings round ups
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Noneredwoodcu.org, checked Nov 8, 2026
Minimum to open
$5redwoodcu.org, checked Nov 8, 2026
ATM network
Co-op ATMsredwoodcu.org, checked Nov 8, 2026

Who can open it

Availability
You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.redwoodcu.org, checked Nov 8, 2026
Membership
Membership required:
  • You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
  • You are a family member of a current RCU Member.
  • You work for a designated Select Employer Group.
redwoodcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on redwoodcu.org

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