RateHerald

Monthly fee

$3

−$36 a year for an everyday customer: fees and interest, $2,000 kept.

Redwood · Checking account

Redwood Plus Checking

−$36 a year for an everyday customer. $3 a month. $500 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$36
Monthly fee
To open

Against the market

How it ranks

#481of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Debit card
  • Interest bearing
  • Online opening
  • Savings round ups
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$3 a monthredwoodcu.org, checked Nov 8, 2026
Ways to avoid the monthly fee
Keep a minimum balance of $500 and you won't pay a minimum balance fee.redwoodcu.org, checked Nov 8, 2026
Minimum to open
$500redwoodcu.org, checked Nov 8, 2026
ATM network
Co-op networkredwoodcu.org, checked Nov 8, 2026
ATMs in the network
30,000redwoodcu.org, checked Nov 8, 2026

Who can open it

Availability
You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa. / You are a family member of a current RCU Member. / You work for a designated Select Employer Group.redwoodcu.org, checked Nov 8, 2026
Membership
Membership required:
  • You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
  • You are a family member of a current RCU Member.
  • You work for a designated Select Employer Group.
redwoodcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 3 items counted at typical fees

See it on redwoodcu.org

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