Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Redwood · Checking account
Redwood Senior Checking (ages 62+)
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · redwoodcu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Features
- ATM fee rebates
- Branch access
- Check writing
- Debit card
- Interest bearing
- No minimum balance
- Savings round ups
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $500redwoodcu.org, checked Nov 8, 2026
- To earn the APY
- balances of $500 or moreredwoodcu.org, checked Nov 8, 2026
Fees
- Monthly fee
- Noneredwoodcu.org, checked Nov 8, 2026
- ATM network
- Co-opredwoodcu.org, checked Nov 8, 2026
- ATMs in the network
- 30,000redwoodcu.org, checked Nov 8, 2026
Who can open it
- Where
- Near its branchesredwoodcu.org, checked Nov 8, 2026
- Membership
- Membership required:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are a family member of a current RCU Member.
- You work for a designated Select Employer Group.
- Minimum age
- 62redwoodcu.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees