Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Redwood · Checking account

Redwood Senior Checking (ages 62+)

$0 a year for an everyday customer. No monthly fee.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open
Not stated

Features

  • ATM fee rebates
  • Branch access
  • Check writing
  • Debit card
  • Interest bearing
  • No minimum balance
  • Savings round ups

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$500redwoodcu.org, checked Nov 8, 2026
To earn the APY
balances of $500 or moreredwoodcu.org, checked Nov 8, 2026

Fees

Monthly fee
Noneredwoodcu.org, checked Nov 8, 2026
ATM network
Co-opredwoodcu.org, checked Nov 8, 2026
ATMs in the network
30,000redwoodcu.org, checked Nov 8, 2026

Who can open it

Where
Near its branchesredwoodcu.org, checked Nov 8, 2026
Membership
Membership required:
  • You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
  • You are a family member of a current RCU Member.
  • You work for a designated Select Employer Group.
redwoodcu.org, checked Nov 8, 2026
Minimum age
62redwoodcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on redwoodcu.org

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